Federal Employee Retirement Services

At Locher Financial, we like to help our country’s federal employees find retirement strategies and products so they can work toward those retirement goals while benefiting from specific programs designed for federal retirees. Continue reading to discover how we can help.

Federal Employment Life Insurance (FEGLI) Analysis

Federal Employment Life Insurance covers over four million federal employees, retirees, and family members in the United States. Just like any insurance policy, there could be some holes that need to be filled to work toward your maximum benefit. We’ll take an in-depth look at your policy to see where improvements could be made.

Federal Benefit and Retirement Strategies

The Thrift Savings Plan Open Elections Act of 2004 (Public Law 108-469) requires the Office of Personnel Management (OPM) to develop and implement a retirement financial literacy and education strategy for federal employees as part of the retirement training offered by OPM under 5 U.S.C. 8350. The implementation of the strategy must educate federal employees on the need for retirement savings and investment and must provide information on how to plan for retirement and how to calculate the retirement investment needed to meet their retirement goals.

Whether you are just starting your federal career or near retirement, explore your employee benefits options and avoid costly mistakes. Locher Financial is here to help you discover how you can get the most out of your federal employee benefits.

Retirement Income Strategies in Atlanta, GA and Dallas, TX

To schedule a time to discuss your retirement future and receive a complimentary copy of Patrick Kelly’s “Stress Free Retirement.” Fill out the form to get started today!

Contact

  • 2441 Damsel Eve Drive Lewisville, TX 75056
  • Texas Office: 972-439-6206
  • Georgia Office: 404-964-1121
  • 866-768-9338
  • escottlocher@gmail.com

Insurance and annuities offered through Edward Scott Locher, TX Insurance License #213797 and GA Insurance License #524861.The generalized information we provide regarding tax minimization planning is not intended to, and cannot, be used by anyone to avoid paying federal, state, or local municipalities, taxes, or penalties. You should seek advice based on your particular circumstances from an independent tax advisor as tax laws are subject to interpretation, legislative change, and unique to every specific taxpayer’s particular set of facts and circumstances.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company.

The term “financial professional” is not intended to imply engagement in an advisory business with compensation unrelated to sales. Financial professionals will be paid a commission on the sale of a fixed index annuity.

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